Hi AnotherOctopus!
OriginsRO is a low rates (5x/5x/5x/3x) classical Ragnarok Online server with pre-renewal mechanics and official-like gameplay. Origins is stable and runs smoothly in most regions. You can also play on Mac and Linux! oRO does not have a donation system, and as such we do not have a broken cash shop or game breaking NPCs like Healer/Warper/Instant Warp etc.
You mentioned skin tones as a feature; in OriginsRO, when you create a game account, you can choose a hometown which will determine the skin color of your characters. There is the default "white" skin, pale, tan and black.
OriginsRO meets all of your criteria except for a Resetter. If you think this is the server for you, then check the links below to get started!
https://originsro.org/https://originsro.org/faqHave any questions? You can ask the staff or many of our players in the public Discord channel. The fastest way to reach staff members is through Telegram @OriginsRO.
https://originsro.org/chatEnjoy your time on OriginsRO!